Senior Credit Analyst

About us

Intesa Sanpaolo Bank Luxembourg, a bank incorporated on 2nd June 1976, is an integral part of the Intesa Sanpaolo Banking Group. We serve an international and sophisticated customer base, by offering a unique integrated platform of Corporate Banking and Wealth Management solutions. Our extensive range of services and our highly skilled professional advisors make Intesa Sanpaolo Bank Luxembourg one of the major players in the Luxembourg financial centre. The services offered are completed with the assistance of our wholly owned subsidiary Lux Gest Asset Management S.A. .

Start Date

As soon as possible

Reference Code

SCALL 08/2017

Job Title

Senior Credit Analyst


Intesa Sanpaolo Bank Luxembourg


Credit Analysis, Administration & Monitoring

Key responsabilities

Perform credit analysis as directed by the Head of Department. Such analysis should be Insightful, Relevant and Succinct and include the following, inter alia:

  • Discussion of the dynamics and nature of the Client’s industry, including key risk aspects;
  • Assessment of the Client’s competitive positioning within its industry;
  • Discussion of management strength, experience and track record and corporate governance more broadly;
  • Articulation of the Client’s strategy and an assessment of its clarity and associated execution risks;
  • Assessment of funding strategy, financial policy, treasury activity (hedging, cash management) and liquidity
  • Analysis of a current/forward year base forecast performance expectation
  • Assessment of balance sheet strength, alongside cashflow and profitability vulnerability, via ratio analysis and/or stress testing
  • Discussion of other pertinent risk aspects, including country risk, parental and/or governmental linkage/support, relative ranking of indebtedness
  • Evaluation of risks associated with particular proposed transactions (i.e. Structured Finance/Securitisation, Corporate Finance, Export Finance, Syndicated loans);
  • Contribute to the development, improvement, and implementation of best practices, guidelines, procedures;


University degree preferably in Finance, Banking, Economics;

At least 10 years of related work experience in the Credit analyst role;

Relevant experience gained in banking environment;

Highly skilled in Excel, Word, and other word processing software programs

Proficient in English, Italian and French is a plus;

Proven ability to work across cultures and within a dynamic environment


Able to supervise, train or guide team members;

Must be very detail-oriented and analytical in nature, with strong problem solving and decision making skills

Able to hold credible dialogue at all levels of the organization;

Develop strong relationships with all internal clients;

Ability to accurately and productively handle multiple tasks during time sensitive situations;

Ability to problem – solve and exercise independent judgement while displaying a high degree of initiative

Able to keep deadlines;

Sense of initiative and innovation in proposing solutions;

Team player;

Contract Type

Indefinite period of time

Employment Fraction



For this job, we offer a training plan tailored to our products, an attractive salary package with fringe benefits for candidates who are looking forward to develop their career and willing to join a dynamic team.

If you recognize yourself in this position, please send your application (cover letter, resume and recent photo), under the reference: SCALL 08/2017, at the address indicated below.

By e-mail to

By mail addressed to: Intesa Sanpaolo Bank Luxembourg S.A., Human Resources Department Attn Mr LOUIS, 19-21, Boulevard du Prince Henri, L-1724 Luxembourg

Each application will be treated with the utmost confidentiality.

No reply from us within 4 weeks after submitting your application shall be considered as a negative response.